UOB offers various dwelling loan offers for HDB flat house owners, giving an alternative to the HDB Concessionary Loan. Their choices include things like both of those preset-fee and floating-price deals, which might be typically pegged for the three-Thirty day period Compounded SORA. For illustration, a advertising package deal may well provide a level of 3-Month Compounded SORA + 0.70% p.a. for the very first two a long time, having a minimum amount bank loan sizing of S£250,000. For a set-price possibility, prices may be as little as two.28% to get a two-yr lock-in time period. Eligibility to get a UOB mortgage is matter to Conference the whole Debt Servicing Ratio (TDSR) of fifty five% along with other credit history check here requirements. UOB also offers a singular "Go Inexperienced Home Bank loan" for Houses having a BCA Eco-friendly Mark certification, offering dollars rebates. Moreover, They may be known for a reduced valuation rate of just S£150 plus GST and provide a bridging personal loan selection for homeowners transitioning among Attributes.